Open Banking Payments - Coming Soon

Navigator offers a secure, cost-effective way to take online payments using Open Payment Initiation.

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Payments are transferred directly from your customer's bank account to yours, with a low 0.3% fee and instant fund transfer into your account.

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Compared to traditional card payment methods, this can reduce merchant costs by up to 85% for online transactions and up to 75% for in-person card payments.

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The payment is automatically posted into Navigator, eliminating the need for manual processing and reducing administrative tasks.

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Using Open Payment Initiation is simple:

  • Send a secure payment link to the customer via email
  • Or add a QR code to an invoice for the customer to scan

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The customer authorises the payment through their bank, and the funds are transferred instantly.
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There are no card networks involved, no settlement delays, and no complex reconciliation processes.

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See a demo here:

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